Unit 2: Saving, Spending, and Sharing
This unit is about money — the three S's: saving, spending, and sharing. Pupils learn about needs and wants, opening a bank account, the benefits of saving, and collective nouns, ending with a poem about cats.
Miss Sharmila explains the three S's of money — saving, spending, and sharing. Key ideas:
'Needs' are things we must have; 'wants' are things we would like to have
Example: between a jigsaw puzzle and school shoes, shoes are a need
A camping trip with RM100 — decide what to buy and why
Discuss ways to earn money for needs and wants
Jasleen explains to her cousin Ranbir how to open a bank account. Facts from the dialogue:
A 'children savings account' can be opened even as a baby
A 'student banking account' is for those 12 years old and above
You do not have to pay to open an account, just put in some money to start
'Interest' or 'profit' is the extra money the bank gives for keeping your money
The safest place to keep money is in the bank
Benefits of keeping money in a savings account (brace map):
Save a little each week for something meaningful in the future
One of the safest ways to keep money — not lost or stolen
You will get profit/interest for keeping your money
Spelling rule: for words ending with a silent 'e', replace the 'e' before adding '-ing' (care + ing → caring)
A collective noun refers to a group of people, animals, or things.
| People | a troupe of dancers, a staff of teachers, an army of soldiers, a crew of sailors, a gang of thieves, a choir of singers | |
| Animals | a flock of sheep, a litter of kittens, a school of fish | |
| Things | a bunch of grapes, a clump of trees, a collection of old coins, a pile of books, a string of pearls, a loaf of bread | |
Poem 'One cat, two cats...' by John Kitching counts cats scratching at doors and gates. Activity: replace words in bold to create your own poem (e.g. 'One mouse, two mice...').
Replace animal names with new ones
Replace the action (scratching → running)
Replace the place (back door → wooden floor)
Perform the poem with actions
Collective nouns name a group: a flock of sheep, a school of fish, a litter of kittens, a bunch of grapes, a loaf of bread. The three S's of money are saving, spending, and sharing. The bank gives you 'interest' (extra money) for keeping your savings with them.
📝 Kosa Kata
A 'school of fish' has nothing to do with classrooms — the word 'school' here comes from the Dutch word 'schole', meaning a crowd or troop. A 'murder of crows' is one of the strangest collective nouns in English!
Uji Minda!
14 soalan • Boleh buat!